Life Insurance Basics
What is Term Insurance
What is Permanent Insurance
Who needs it?
Guide to Life Insurance
Lowering your costs
Risks of Life Insurance
How healthy are you?
Rating your Insurance Co.
Insurance Ratings
Glossary of Terms

Do You Really Need Life Insurance?
If there is someone who would suffer economic hardship if you died, then the answer is yes... you need life insurance!   Whatsmore, some forms of life insurance can do more than simply cover your family, they can provide woderful retirement options as well!
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Current Insuance Company Ratings by A.M. Best

Top Companies By Ranking

A.M. Best Rating

BANNER LIFE

A+

FEDERAL KEMPER LIFE / ZURICH KEMPER

A

FIDELITY LIFE ASSOC. / ZURICH KEMPER

A

FIRST COLONY LIFE / GE

A++

FIRST PENN-PACIFIC / LINCOLN NATIONAL

A+u

GENERAL LIFE

A+g

GREAT AMERICAN LIFE

A

JACKSON NATIONAL LIFE

A+

LINCOLN BENEFIT LIFE / ALLSTATE

A+r

MIDLAND LIFE

A

NORTH AMERICAN CO. FOR LIFE & HEALTH INSURANCE

A

OLD LINE LIFE/AMERICAN GENERAL

A+

SECURITY-CONNECTICUT LIFE

A

TRANSAMERICA OCCIDENTAL LIFE

A+

WEST COAST LIFE

A

UNITED OF OMAHA LIFE / MUTUAL OF OMAHA

Ag

VALLEY FORGE LIFE / CNA

Ap